PayPal is a widely used online payment system that allows users to send and receive money from anywhere in the world. While having a bank account linked to your PayPal account is the most common method for withdrawing funds, there are alternative ways to withdraw money from PayPal without a bank account.


In this blog post, we will explore the different ways that can help you access your PayPal balance without the need for a bank account.

Can You Withdraw Money From PayPal Without a Bank Account?

Yes, you can withdraw money from PayPal without a bank account in a couple of ways. Unlike most other platforms, PayPal offers users plenty of options when looking to withdraw money from their PayPal balance.

How To Withdraw Money From PayPal Without a Bank Account

There are a few ways to withdraw money from PayPal without a bank account. Here are the three most common methods:


  1. Request a check. You can request a check to be mailed to your address. This is the slowest method, but it's free.
  2. Get a PayPal Debit Card. The PayPal Debit Card is a Mastercard that allows you to withdraw money from your PayPal balance at any ATM. There is a small fee for using the card, but it's a convenient way to get cash quickly.
  3. Link a digital wallet. You can link your PayPal account to a digital wallet like Venmo or Cash App. This allows you to transfer money from your PayPal balance to your digital wallet, which you can then use to withdraw cash at an ATM or spend online.


1. Request a check

Requesting a check from PayPal is a great way to withdraw money from the platform without a bank account.

To request a check, follow these steps:


  1. Go to Wallet.
  2. Click Transfer Money.
  3. Click Request a check by mail (fee applies).
  4. Enter the amount you want to transfer (the minimum is $1.51 USD).
  5. Click Next.
  6. Review your transfer details, then click Request (amount) Now.
  7. Click Done.


2. Get a PayPal Debit Card

The PayPal Debit Card lets you spend your PayPal balance in store anywhere Mastercard is accepted. Plus, get cash back with PayPal Rewards on eligible purchases.

It also offers a great way to withdraw money from PayPal without a bank account.

To get a PayPal Debit Card, follow these steps:


  1. Log in to your PayPal account.
  2. Click on the "Wallet" tab.
  3. Click on the "Debit Card" button.
  4. Follow the instructions to apply for a card.


3. Link a digital wallet

PayPal works with a couple of digital wallets and you can use them to withdraw money from the platform without using a bank account.

To link a digital wallet, follow these steps:


  1. Log in to your PayPal account.
  2. Click on the "Wallet" tab.
  3. Click on the "Digital Wallets" button.
  4. Select the digital wallet you want to link.
  5. Follow the instructions to link your account.


Which method is right for you?

The best method for withdrawing money from PayPal without a bank account depends on your individual needs. If you need to get cash quickly, the PayPal Debit Card is a good option. If you don't need cash right away, requesting a check is a free option. And if you already use a digital wallet, linking your PayPal account to that wallet is a convenient way to access your funds.